Friday, June 12, 2009

Been out of commission for a while again! :( I've been terribly busy in May with hubz' and my dad's birthdays, then Calix's celebrated his first birthday, then Mother's Day, and then our 6th year anniversary! I've also been busy with baby showers left and right. Life can definitely get in the way of a good time! :)

I will make this a short and sweet post as what I really want to do is advertise this free class. I am going to sign up for the class and have encouraged a number of my friends to join in as well. I hope I'll see you there!



Monday, June 1, 2009

I went to my chiropractor today with a purpose. I was going to tell him I'm cancelling all my appointments. I am going to see another chiropractor whom my insurance will cover at a 100% and my out of pocket payment will only be $10 per visit (as copay). According to my insurance, since this chiropractor is not ASN contracted, I have to shoulder a $400 deductible + 30% of the bill. When we computed, we have to shell out a whooping $760 out of pocket! Had this happened two to three years ago, I would've accepted the charge without batting an eyelash. But because times are tough, I have to be a lot more careful of where we spend our money on. Why pay anything when the insurance can cover the cost - we just have to look for a provider that's accredited.




So I sat in his office and honestly told him that hubz and I talked and we really cannot afford the $760 out of pocket cost - not right now when I'm the only one working and there is no job security anywhere. I came to thank him for his time. I owe him that respect. Out of nowhere, he said that because I had been honest, and I came to talk to him instead of not showing up at all, he would forego all the fees that I have to shell out and I only have to pay the $10 copay every visit. His only condition was that I stick to the program.